“"Your last game of rugby or training session could be today or tomorrow. One catastrophic collision can end it all." ”
A wise rugby player
Insurance for amateur players
Our rugby club holds a policy that will pay out a certain amount to a player if he is permanently disabled, or suffers other serious injuries such as loss of limbs or even death, however the reality is that you are much more likely to be affected by many other types of injuries not covered by this policy.
The club strongly encourages players themselves to get extra cover that ensures they're not hit in the pocket by an injury that keeps them off work for long periods of time - particularly if you're self-employed. Requires long periods of physio and you want it seen to quicker than the NHS can handle, or you simply would benefit from a cash payout if you suffer an injury (on some policies)
"Your last game of rugby or training session could be today or tomorrow. One catastrophic collision can end it all." Is the harsh reality of the sport we choose to play weekly, so take some time to consider if you need extra cover. We suggest you search around the internet for the deal right for you, or start by checking out these sites:
Sports Cover Direct
With that in mind, it also makes sense to protect yourself on the pitch using the safety equipment made available to rugby players. It may seem obvious to some, and pointless to others, but the club strongly recommends that all players wear a gum shield on the pitch to protect your teeth, for as little as £4.99 it can be a real cost saver compared to getting dental damage on the pitch (which is not always covered fully by the NHS)
Cheap but effective
Medium cost, self moulded
Expensive but comfortable custom
Past a gum shield it is also worth investigating if you need extra protection for your upper body through some under armour, a scrum cap to protect your ears in the scrum or a shoulder brace or other brace for any underlying weakness you might have. It's well worth getting into the habit of protecting injuries or weakness areas you are aware of to avoid much longer term damage.
No matter what you do to protect yourself and how much you cover technique in training, rugby is a very high impact sport which will for almost 100% of players lead to some form of injury. So protect yourself and get yourself appropriately covered.
Updated 12:25 - 28 Jan 2017 by Oliver Birrell